Wandi Money Manager
Last updated: 23 September 2026
Wandi Money Manager is a personal budgeting and reminder app published by Mwanta IT Services, Lusaka, Zambia ("we", "us"). This policy explains, in plain language, what happens to information when you use the app.
The short version: your financial records — your accounts, transactions, budgets, debts and reminders — are stored on your own device. We never receive them and cannot see them. The free version does show adverts, and the advertising service collects technical information about your device, described below. Premium removes the adverts.
Everything you type into the app — accounts, transactions, categories, budget limits, debts, reminders, reconciliation notes and your net-worth history — is written to storage on your own device, inside the app.
These records are not transmitted to us, not uploaded to any server, not sold, and not shared with advertisers. We have no way of seeing what you earn, owe or spend.
The free version displays adverts supplied by Google AdMob. To serve those adverts, Google collects and processes certain information from your device. This typically includes:
This information is collected by Google, not by us, and is shared with Google and its advertising partners. We receive only aggregate reports of how many adverts were shown. No information you enter into the app is passed to Google or to any advertiser.
Google's handling of this data is governed by Google's own terms: Google Privacy Policy and How Google uses information from sites or apps that use our services.
Premium is an optional paid upgrade. Payment is handled entirely by Google Play. We never see or store your card number, mobile money number, or any other payment detail — we receive only confirmation from Google that a purchase was made, and a payout summary. Refunds and billing questions are handled under Google Play's terms, and you may also contact us using the details below.
Nothing. The app has no user accounts, no registration and no sign-in. We run no analytics of our own and no tracking of our own. We do not know who installs the app.
The app's pages are served from our web server, which keeps ordinary technical logs of requests — IP address, time, and which file was served — used only to keep the service running and secure. These logs contain none of the financial information you enter.
| Information | Collected by | Shared | Purpose |
|---|---|---|---|
| Your financial records | Nobody — stays on your device | No | — |
| Advertising identifier | Google AdMob | Yes, with Google and its ad partners | Showing and measuring adverts |
| IP address, approximate location | Google AdMob; our web server | Yes (AdMob) | Advertising; serving and securing the app |
| Device model and OS | Google AdMob | Yes | Showing adverts correctly |
| Advert interactions | Google AdMob | Yes | Measuring adverts |
| Payment details | Google Play — never us | No | Processing your purchase |
The app can export a backup file of your data when you choose to. That file is saved wherever you send it, on your own device or your own storage. It is not uploaded to us. A backup file is not encrypted, so keep it somewhere private and treat it as you would a bank statement.
You may set a password inside the app, which encrypts your stored records on your device. We do not receive this password and cannot recover it. If you forget it, the data it protects cannot be recovered by us or by anyone else.
Individual records can be deleted inside the app, and Settings contains an option to erase everything. Uninstalling the app removes its stored data from your device. Because we never hold a copy of your records, there is nothing to request from us. To remove advertising data held by Google, reset or delete your advertising ID as described in section 3.
This app is intended for adults managing household or business finances. It is not directed at children, is not designed for them, and we do not knowingly collect information from anyone under 18. If you believe a child has used the app, uninstalling it removes the stored data.
Wandi Money Manager is a record-keeping tool. It does not provide financial, investment, tax or legal advice, and nothing it displays should be relied on as such. Figures shown are only as accurate as the information you enter. Always confirm tax obligations with the Zambia Revenue Authority, and balances with your own bank or lender.
If the app's handling of data changes — for example if user accounts or cloud sync are introduced — this policy will be updated before that version is released, and the date at the top will change.
Questions about this policy or about the app:
Mwanta IT Services, Lusaka, Zambia
Email: info@mwanta.com
Phone: +260 76 100 1730
